2026 HSA Contribution Limits: What Entrepreneurs Need to Know for Payroll Success

If you’re an entrepreneur or small business owner, staying on top of the latest IRS payroll and benefits updates is essential. The IRS recently announced the new 2026 Health Savings Account (HSA) contribution limits, giving business owners and employees an opportunity to save more on healthcare while also highlighting the need for streamlined payroll services.

What Are the 2026 HSA Contribution Limits?

According to the IRS, the 2026 HSA contribution limits have increased:

  • Individual (self-only) coverage: $4,400 (up from $4,300 in 2025)

  • Family coverage: $8,750 (up from $8,550 in 2025)

  • Catch-up contributions (age 55+): Additional $1,000

  • Minimum HDHP deductible: $1,700 (self-only); $3,400 (family)

  • Maximum out-of-pocket: $8,500 (self-only); $17,000 (family)

These updated HSA limits allow both business owners and employees to maximize tax-free savings for healthcare expenses.

Why Payroll Services Matter for Entrepreneurs

Running a business is demanding—managing payroll, keeping up with tax updates, and staying compliant with IRS regulations can distract you from growth. That’s why more entrepreneurs and small businesses are choosing dedicated payroll providers like Stelios Payroll.

Benefits of Professional Payroll for Small Businesses:

  • Accurate and timely payroll processing

  • Automatic updates with IRS changes and compliance

  • Streamlined tax filings and recordkeeping

  • Expert support tailored for entrepreneurs

  • Freedom to focus on your business, not paperwork

Stelios Payroll: The Trusted Payroll Partner for Entrepreneurs

At Stelios Payroll, we understand the unique challenges of running a small business. Our payroll services are built for entrepreneurs who want peace of mind, personalized support, and scalable solutions as they grow.

With Stelios Payroll, you get:

  • Fast, reliable payroll for every pay period

  • Proactive updates on important IRS changes, like HSA limits

  • Dedicated support – real people who know your business

  • A partner invested in your success

Stay Ahead – Let Stelios Payroll Handle Your Payroll Needs

The 2026 HSA contribution limit increase is just one of many changes business owners face each year. With Stelios Payroll, you can trust your payroll and compliance are always handled, so you can focus on what you do best.

Ready to make payroll easy? Contact Stelios Payroll today for a free consultation and discover why entrepreneurs trust us to help their businesses thrive.

We're here to help!​

Need a hand? Contact Stelios Payroll today for more information about how we can help your business thrive.

related articles

401K
Understanding 401(k) Eligibility Rules in 2025: A Guide for Employers
Employee or Contractor
Independent Contractor vs. Employee: How to Avoid IRS Penalties by Getting Worker Classification Right

Client Center

Payment Portal

stelios logo icon

Client Login

Payroll Login

"*" indicates required fields

Payroll Login*